Auto Insurance Coverage Options in Massachusetts
Understanding your coverage options is the first step to protecting yourself and your assets. Here's what auto insurance typically includes in Massachusetts:
Bodily Injury Liability
Required in MA. Covers injuries you cause to others. Minimum 20/40 required.
Property Damage Liability
Required in MA. Covers damage to others' property. Minimum $5,000 required.
Uninsured Motorist
Required in MA. Protects you from uninsured drivers. Minimum 20/40.
PIP (Personal Injury Protection)
Required in MA. Covers medical expenses regardless of fault. $8,000 minimum.
Collision & Comprehensive
Optional but recommended. Covers damage to your own vehicle.
Rental Reimbursement
Covers rental car costs while your vehicle is being repaired after a covered claim.
Massachusetts Auto Insurance Requirements
Massachusetts requires several coverages: Bodily Injury (20/40), Property Damage ($5,000), Uninsured Motorist (20/40), and PIP ($8,000). These are minimum limits; we recommend significantly higher coverage.
How Much Does Auto Insurance Cost in Massachusetts?
Massachusetts auto insurance rates are moderate compared to other northeastern states. Your rate depends on your driving record, vehicle, location, and credit. By comparing 15+ carriers, we typically save MA drivers 15-25% on their premium.
Why Choose ATSI for Auto Insurance in Massachusetts?
15+ Carriers Compared
We shop your rate across more than 15 top insurance companies to find you the best deal.
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Talk to a real person who understands Massachusetts's unique insurance landscape.
Save 20-30%
Our clients save an average of 20-30% when switching from single-carrier agents.
Auto Insurance by City in Massachusetts
Looking for coverage in a specific area? We serve all of Massachusetts, including: