★★★★★
“Atsi Insurance Group compared every carrier for me and handled the whole switch. I got better coverage and saved money without lifting a finger.”
What a Massachusetts landlord policy should cover
MA rentals face different risks than Florida rentals: frozen pipes, ice dams, oil-heat liability, and multi-family exposure. A DP-3 policy handles it all when it is written correctly.
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Dwelling (DP-3)
Replacement cost on the structure, open-perils coverage including fire, wind, hail, and falling objects.
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Landlord liability
Critical in MA where slip-and-fall winter claims drive a large share of rental losses.
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Loss of rent
Pays lost rental income during repairs. Standard 12 months. Higher limits available for multi-unit buildings.
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Ice dam & frozen pipes
Standard on DP-3. Covers water damage from backed-up ice and burst pipes when the unit meets the vacancy clause.
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Oil tank liability
Specific coverage for owners with oil heat. Environmental cleanup on a failed tank can be substantial.
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2-4 family & triple-decker
Written owner-occupied or non-owner-occupied. Triple-deckers are a specialty market in MA and we place them every week.
Why Massachusetts landlords trust Atsi Insurance Group
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Independent, not captive
We don't work for one carrier. We shop every carrier that fits you and bring you the best match.
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Talk to a real person
A licensed agent picks up every call — no phone trees, no hold music, no scripts.
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Massachusetts insurance experts
We know MA's carriers, minimums, and coverage rules cold — licensed in MA and handling every quote, policy, and claim by phone or email.
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Clients save real money
7 out of 10 who quote with us save money when they switch.